Insurance
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Homeowners Insurance
Protecting your home sweet home and everything inside
Save $520 on average when you bundle your home, car or recreational vehicle insurance!1
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1 855 747-7712
Whether you own a semi-detached, single-family or town house, accidents happen, but with solid coverage, flexible options and many benefits, home insurance helps cushion the blow and protect what makes your house… your home.
Decreasing deductible
Your claim-free years rewarded
Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.
When the unexpected happens
The right coverage for water damage
Water damage is the leading cause of home insurance claims in Quebec. Our water damage coverage options are some of the best on the market, simply choose what works for you!
Sweet Deals
Free coverage for your bikes
We protect your bikes for their total value, whether at home or abroad, no extra cost.
Free legal assistance
Need legal advice? Our lawyers are just a phone call away!
Flexible payment options
Split your premium into 26 payments—no interest, no service fees!
Public service employees and retirees
We’ve got a ton of exclusive advantages for you.
Rest easy with coverage that protects your home and more
The basics
To lay solid foundations…
You can choose from three plans with different coverage levels to insure your house. The Basic Plus plan is ideal for people comfortable with some risk and only looking to ensure the necessary, whereas the Enhanced plan provides more comprehensive coverage. As for the Basic plan, it usually applies to those who want as little insurance as possible.
With the Basic plan, your belongings are protected against damage caused by such things as fire, theft, vandalism, wind and certain types of water damage. We also cover damage caused by smoke, fire or an explosion resulting from an earthquake.
The Basic Plus and Enhanced plans provide comprehensive building coverage. They cover you for all the types of damage listed above and several more. So, you’d be covered if you kicked over a bucket of paint and ruined your hardwood floors.
The Basic and Basic Plus plans cover your residence against damage caused by such things as fire, theft, vandalism, wind and certain types of water damage (like a dishwasher leak). We also cover damage caused by smoke, fire or an explosion resulting from an earthquake.
The Enhanced plan provides comprehensive coverage for all damage to your belongings, meaning all the types listed above and several more. So, you’d be covered if, in the heat of the moment, a video game controller went crashing through your TV screen!
Regardless of the plan you choose, you’re insured if you unintentionally cause damage to third parties or their property. So, you’d be covered if the mailman slipped on that icy driveway you’ve been meaning to salt.
Good to know: You’re covered wherever you go—not just for accidents on your property!
We all have belongings we’re more attached to. Whatever plan you choose, your guitar, new snowboard or game console are automatically covered for their total value, no limits.
You can also adjust your coverage amount for jewelry, artwork and other valuables.
Your options
... that you can build on with extra coverage.
Legal Access insurance
Optional coverage
For just over $1/week, benefit from the advice of lawyers for all your legal questions, like drawing up a will or mediation sessions.
Claim Forgiveness coverage
Optional coverage
Avoid premium increases resulting from one or even two home insurance claims. All is forgiven, whatever the type of loss you claim.
Water supply lines breakage
Optional coverage
Unlimited protection in the event of a watermain burst!
Above-ground water
Optional coverage
You’re covered for damage from water seepage through the roof, walls, doors or windows above the foundation. As well as seepage from overflowing gutters or downspouts.
Sewer backup
Optional coverage
Your belongings are protected against sewer leaks, overflow and accidental backups.
Groundwater and sewer backup
Optional coverage
This option covers damage caused by groundwater seepage through the foundation and its openings, as well as sewer leaks, overflows and accidental backups.
Groundwater, sewers and overflow of body of water
Optional coverage
This option covers damage caused by flooding, groundwater seepage through foundation and its openings, as well as sewer leaks, overflows or accidental backups.
More questions about homeowners insurance? We’ve got more answers!
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