Cottage Insurance (second home)

Unwind with peace of mind

Save $520 on average when you bundle your insurance with us!1

Or call us at
1 855 747-7712


Beneva offers two levels of cottage insurance to meet the needs of both seasonal and year-round cottage owners. We cover your belongings, permanent installations and more—so you can unwind worry-free!

Already know what you want? Let’s get started. 

Get a quote

Decreasing deductible
Your claim-free years rewarded

Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.

Sweet Deals

Free legal assistance

Need legal advice? Our lawyers are just a phone call away!

Exclusive HydroSolution discount

When you rent or buy a water heater

Flexible payment options

Split your premium into 26 payments—no interest, no service fees!

Rest easy with coverage that protects your cottage and more

The basics
To lay solid foundations…

This insurance covers your cottage, its contents and your other structures (such as a shed) in the event of damage caused by such things as fire, wind, lightning and some types of water damage (e.g. leak & amp; from a household appliance or plumbing fixture).

This insurance covers your cottage and its contents in the event of damage caused by such things as fire, theft, vandalism, wind and some types of water damage, as well as damage caused by smoke, fire or an explosion following an earthquake.

We also cover your civil liability for damage you could cause to third parties.

Some specific items like your bikes or video game console are also covered without limitation, regardless of their value.
We know that even at your cottage, you have belongings you’re more attached to.

Your options
... that you can build on with extra coverage.