Insurance
Cottage Insurance (second home)
Unwind with peace of mind
Save $600 on average when you bundle your insurance with us!1
Or call us at
1 855 747-7712
Beneva offers two levels of cottage insurance to meet the needs of both seasonal and year-round cottage owners. We cover your belongings, permanent installations and more—so you can unwind worry-free!
Decreasing deductible
Your claim-free years rewarded
Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.
Sweet Deals
Free legal assistance
Need legal advice? Our lawyers are just a phone call away!
Exclusive HydroSolution discount
When you rent or buy a water heater
Flexible payment options
Split your premium into several installments—no interest, no fees!
Public service employees and retirees
We have a host of exclusive advantages for you.
Exclusive 40% discount
On Airmedic coverage for all Beneva clients.
Rest easy with coverage that protects your cottage and more
The basics To lay solid foundations…
This insurance covers your cottage, its contents and your other structures (such as a shed) in the event of damage caused by such things as fire, wind, lightning and some types of water damage (e.g. leak & amp; from a household appliance or plumbing fixture).
This insurance covers your cottage and its contents in the event of damage caused by such things as fire, theft, vandalism, wind and some types of water damage, as well as damage caused by smoke, fire or an explosion following an earthquake.
We also cover your civil liability for damage you could cause to third parties.
Some specific items like your bikes or video game console are also covered without limitation, regardless of their value.
We know that even at your cottage, you have belongings you’re more attached to.
Your options ... that you can build on with extra coverage.
Optional coverage
Legal Access insurance
For just over $1/week, benefit from the advice of lawyers for all your legal questions, like drawing up a will or mediation sessions.
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