Public service employees and retirees An offer just for you

Explore the exclusive benefits we have for professionals working in healthcare, education, municipal services and the public sector.

Home, car and recreational vehicles insurance

Get several perks and save on the price of your recreational vehicle insurance.

Life and health insurance, savings and investments

Make well-informed decisions with our personalized advice.

Already know what you want? Right this way.

Enjoy our offer

We put you first Why do you deserve these extra perks?

Beneva was born of companies that were created by and for public sector employees and retirees. This is why we continue to offer several perks to you today.

[00:00:01] One day, driven by values of mutual aid and solidarity, people started to combine their strengths to protect others.

[00:00:08] They created two mutuals to meet specific needs.

Screen : 1940

[00:00:12] Québec public service employees set up an emergency fund to help members and their families pay for funeral expenses.

[00:00:20] They then founded the Mutuelle des employés civils, which was La Capitale’s original name.

Screen: 1944

[00:00:26] Meanwhile, Services de santé de Québec was created to help families in a working-class neighbourhood where people didn't always afford a doctor or prescription drugs.

[00:00:35] This group would become SSQ insurance.

[00:00:39] Over the years, their respective service offerings adapted to the market and diversified.

[00:00:44] Members were offered life, property and casualty group insurance, as well as savings products.

[00:00:51] Both groups naturally forged ties, one with the public service workers, and the other one with the major Québec unions. It's just one of the many aspects they have in common.

[00:01:02] They're also driven by similar values.

[00:01:04] The rest is history.

[00:01:06] The two well-established players decided to combine their strengths by coming together in 2020 to create Beneva.

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[00:01:12] With its new structure, Beneva officially becomes an insurer, a distributor, and an employer.

[00:01:20] From now on, our complete offering of products and services ensures the security of people and their loved ones throughout the country.

[00:01:28] What's important is that Beneva, with our combined strengths, our purpose endures, putting people first and contributing to the well-being of the community – the very essence of mutualism.

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Home, car and recreational vehicles insurance
Get several perks

  • Average savings of $640 when bundling your insurance1
  • Special rates on your recreational vehicle insurance
  • Roadside assistance for peanuts2
  • Psychological support in the event of a loss
  • Free legal assistance
  • Deductible drops $50 with each claim-free renewal3
  • Fixed rate up to a year before your renewal
  • Payroll deduction to simplify your insurance payments4

Member of a Beneva partner group?

Good news! You have access to other exclusive discounts. Get in touch with us to start saving now.

Get a quote

Or call us at
1 855 747-7712

Life and health insurance, savings and investments
Enjoy solutions adapted to your situation

  • Financial security advisors active in several public and parapublic institutions for direct access to the best advice
  • Comprehensive knowledge of public sector pension plans, namely the RREGOP and PPMP
  • Guidance with retirement income projection and understanding your employee benefits
  • Personalized financial strategy based on an analysis of your situation
  • Payroll deduction4 available to simplify saving, insurance payments or contributions
  • Free financial webinars, including retirement planning sessions specific to the public sector

Ask us for personalized advice today.

Request advice

Or give us a call at
1 855 896-9495

Financial security webinars Plan today, benefit tomorrow

Whether you’re embarking on your financial journey or planning your retirement, our experts will recommend the best strategies to help you reach your financial goals.

Frequently asked questions About our public sector insurance offering

Depending on eligibility, you may be entitled to competitive rates on your recreational vehicle insurance, roadside assistance for $3/month, water damage coverage and a reduced deductible after each claim-free renewal.

You can also count on our advisors to help you with your life and health insurance needs and recommend savings and investment products. They understand the public sector.

The offer includes home, car and recreational vehicle insurance, life and health insurance products as well as savings and investment plans.

Select the product you're interested in and fill out the corresponding quote or form. You'll need to show proof that you currently work or have previously worked in the public sector so we can verify your eligibility.

This offer is for public sector employees and retirees. This includes those who work or have worked in health and social services, education, public administration, municipal government and other government departments or agencies.

Our advisors can help you plan your financial future with you. Feel free to call on their in-depth knowledge of the public sector and its pension plans (RREGOP, PPMP).

They understand the advantages of these plans:

  • A calculated, reliable pension
  • Less pressure on personal savings
  • Generally faster and simpler access to retirement