Investment accounts

Diversified ready-made investment accounts

Tap into reference funds that rank among the top performers in Canada.1

Return
Up to 12.28%2

Risk
Variable

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With over 40 ready-made investment accounts, you can choose your unique gateway to the stock market, without the hassle of day-to-day management.

How? These accounts comprise funds and portfolios which are themselves made up of a variety of market indices, mutual funds or mutual fund portfolios.

Beneva, a smart investment

We deliver on performance

Our reference funds rank among the top performers in Canada.1

We guarantee your capital

In the event of death, your beneficiaries can recover all the capital you invested up to age 75, no matter which way the market moves.

We invest responsibly

Beneva only works with portfolio managers who are signatories to the UN Principles for Responsible Investment.

We keep your money safe

Deposits covered by Assuris up to $100,000 per account category.3

Advisors worth their weight in gold

Whether you're a beginner or seasoned investor, it never hurts to talk to an advisor4. Our experts can walk you through your investments or simply confirm if you’re on the right track. It's free and might pay off big time.

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Which plan is right for my investments?

Service fee information
Registered plan

RRSP

Registered retirement savings plan: Save more, pay less income tax
Registered plan

TFSA

Tax-free savings account: Flexible withdrawals, tax-free growth
Registered plan

RRIF

Registered retirement income fund: Turn your RRSP savings into income
Registered plan

LIF

Life income fund: Withdraw from your LIRA or pension at retirement
Registered plan

LIRA

Locked-in retirement account: Manage your pension your way
Non-registered product

Non-registered product

If none of the proposed registered plans seem right for you, or if you’ve maxed out your contributions, you can go with the non-registered option. No tax perks, but no restrictions either!

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1. According to 2022 FundGrade A+® Awards and 2022 Refinitiv Lipper Fund Awards

2. Best 5-year annualized rate of return as of February 28, 2023.

3. On behalf of Beneva Inc., a financial services firm or Authorized partners of Beneva Inc., a financial services firm.

4. $100,000 for a TFSA and $100,000 for other registered contracts (RRSP, RRIF, LIRA and LIF)

If interest rates published on this site differ from those in the official list from Beneva Inc., the official list published by Beneva Inc. shall prevail. Interest rates are subject to change at any time without notice.