Investment accounts Diversified ready-made investment accounts

Tap into reference funds that rank among the top performers in Canada.1

Return
Up to 15.71%2

Risk
Variable

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With over 40 ready-made investment accounts, you can choose your unique gateway to the stock market, without the hassle of day-to-day management.

How? These accounts comprise funds and portfolios which are themselves made up of a variety of market indices, mutual funds or mutual fund portfolios.

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Beneva, a smart investment

We deliver on performance

Our reference funds rank among the top performers in Canada.1

We guarantee your capital

In the event of death, your beneficiaries can recover up to 100% of the capital you invested before age 75, no matter which way the market moves.3

We invest responsibly

Beneva only works with portfolio managers who are signatories to the UN Principles for Responsible Investment.

We keep your money safe

As a member company of Assuris, your investments are protected up to $100,000 or 90% of the benefit amount, whichever is higher.4

Advisors worth their weight in gold

Whether you're a beginner or seasoned investor, it never hurts to talk to an advisor5. Our experts can walk you through your investments or simply confirm if you’re on the right track. It's free and might pay off big time.

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1. According to 2023 FundGrade A+® Awards and 2023 Refinitiv Lipper Fund Awards.

2. Best 5-year annualized rate of return as of May 31, 2025.

3. 100% capital guarantee upon death for contributions made before age 75. For contributions made after age 75, the capital is guaranteed at 75%.

4. Specific protection for each account category. There are three categories: non-registered accounts, registered accounts (RRSPs, LIRAs, RRIFs and LIFs) and TFSAs.

5. On behalf of Beneva Inc., Financial services firm and its authorized partners.

If interest rates published on this site differ from those in the official list from Beneva Inc., the official list published by Beneva Inc. shall prevail. Interest rates are subject to change at any time without notice.