Insurance
Landlord Insurance
Protecting what's yours
Save $520 on average when you bundle your insurance with us!1
Or call us at
1 855 747-7712
Landlord insurance is for people who own an income property—like a duplex or triplex—but do not live in it, or who lease their condo to tenants.
This insurance covers your building and rental income. We offer solid basic coverage you can build on by adding several options and benefits.
Decreasing deductible
Your claim-free years rewarded
Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.
Sweet Deals
Save $520 on average
When you bundle your home, car or recreational vehicle insurance!1
Flexible payment options
Split your premium into 26 payments—no interest, no service fees!
Free legal assistance
Need legal advice? Our lawyers are just a phone call away!
Public service employees and retirees
We’ve got a ton of exclusive advantages for you.
Rest easy with coverage that protects your home and more
The basics
To lay solid foundations…
We offer two coverage levels, so you can pick and choose the options that work for you. The Basic Plus plan provides more comprehensive coverage, while the Basic plan is ideal for people comfortable with risk and who only want to insure the necessary.
The building
The Basic plan covers your residence against damage caused by such things as fire, theft, vandalism, wind and certain types of water damage. We also cover damage caused by smoke, fire or an explosion resulting from an earthquake.
The Basic Plus plan includes comprehensive building coverage. It covers all the damages listed above and several more. So you can restore your building to its original condition after any loss.
Your options
... that you can build on with extra coverage.
Legal Access insurance
Optional coverage
For just over $1/week, benefit from the advice of lawyers for all your legal questions, like drawing up a will or mediation sessions.
Water supply lines breakage
Optional coverage
Unlimited protection in the event of a watermain burst!
Above-ground water
Optional coverage
You’re covered for damage from water seepage through the roof, walls, doors or windows above the foundation. As well as seepage from overflowing gutters or downspouts.
Sewer backup
Optional coverage
Your belongings are protected against sewer leaks, overflow and accidental backups.
Groundwater and sewer backup
Optional coverage
This option covers damage caused by groundwater seepage through the foundation and its openings, as well as sewer leaks, overflows and accidental backups.
Groundwater, sewers and overflow of body of water
Optional coverage
This option covers damage caused by flooding, groundwater seepage through foundation and its openings, as well as sewer leaks, overflows or accidental backups.
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That means a whole lot more good people have you covered!