Landlord Insurance

Protecting what's yours

Save $520 on average when you bundle your insurance with us!1

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Landlord insurance is for people who own an income property—like a duplex or triplex—but do not live in it, or who lease their condo to tenants.

This insurance covers your building and rental income. We offer solid basic coverage you can build on by adding several options and benefits.

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The right coverage at the right price

We adapt to you, not the other way around.

You can add, adjust or remove additional coverage from your policy. Choosing Beneva means you only pay for the coverage want and need.

Sweet Deals

Save $520 on average

When you bundle your home, car or recreational vehicle insurance!1

Exclusive HydroSolution Discount

When you rent or buy a water heater

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THANKS Program

Enjoy discounts and rewards from day one.

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Special advantages

For families, young adults and civil servants.

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Rest easy with coverage that protects your home and more

The basics
To lay solid foundations…

We offer two coverage levels, so you can pick and choose the options that work for you. The Basic Plus plan provides more comprehensive coverage, while the Basic plan is ideal for people comfortable with risk and who only want to insure the necessary.

The building

The Basic plan covers your residence against damage caused by such things as fire, theft, vandalism, wind and certain types of water damage. We also cover damage caused by smoke, fire or an explosion resulting from an earthquake.

The Basic Plus plan includes comprehensive building coverage. It covers all the damages listed above and several more. So you can restore your building to its original condition after any loss.

Your options
... that you can build with extra coverage.

Legal Access insurance

Optional coverage

For just over $1/week, benefit from the advice of lawyers for all your legal questions, like drawing up a will or mediation sessions.

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Water supply lines breakage

Optional coverage

Unlimited protection in the event of a watermain burst, starting at $10 a year!

Above-ground water

Optional coverage

You’re covered for damage from water seepage through the roof, walls, doors or windows above the foundation. As well as seepage from overflowing gutters or downspouts.

Sewer backup

Optional coverage

Your belongings are protected against sewer leaks, overflow and accidental backups.

Groundwater and sewer backup

Optional coverage

This option covers damage caused by groundwater seepage through the foundation and its openings, as well as sewer leaks, overflows and accidental backups.

Groundwater, sewers and overflow of body of water

Optional coverage

This option covers damage caused by flooding, groundwater seepage through foundation and its openings, as well as sewer leaks, overflows or accidental backups.

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Legal notes

Damage insurance agency. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.

1. Average savings based on an SOM survey done from May 2020 to May 2021 and calculated using the declared amounts of respondents who benefited from a savings by bundling at least two insurance products. This amount is for information purposes only and does not guarantee savings.