Landlord Insurance Protecting what's yours

Save $600 on average when you bundle your insurance with us!1

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Landlord insurance is for people who own an income property—like a duplex or triplex—but do not live in it, or who lease their condo to tenants.

This insurance covers your building and rental income. We offer solid basic coverage you can build on by adding several options and benefits.

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Decreasing deductible
Your claim-free years rewarded

Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.

Sweet Deals

Save $600 on average

When you bundle your home, car or recreational vehicle insurance!1

Flexible payment options

Split your premium into several installments—no interest, no fees!

Free legal assistance

Need legal advice? Our lawyers are just a phone call away!

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Public service employees and retirees

We’ve got a ton of exclusive advantages for you.

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Rest easy with coverage that protects your home and more

The basics To lay solid foundations…

We offer two coverage levels, so you can pick and choose the options that work for you. The Basic Plus plan provides more comprehensive coverage, while the Basic plan is ideal for people comfortable with risk and who only want to insure the necessary.

The building

The Basic plan covers your residence against damage caused by such things as fire, theft, vandalism, wind and certain types of water damage. We also cover damage caused by smoke, fire or an explosion resulting from an earthquake.

The Basic Plus plan includes comprehensive building coverage. It covers all the damages listed above and several more. So you can restore your building to its original condition after any loss.

Your options ... that you can build on with extra coverage.

Optional coverage

Legal Access insurance

For just over $1/week, benefit from the advice of lawyers for all your legal questions, like drawing up a will or mediation sessions.

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Optional coverage

Water supply lines breakage

Unlimited protection in the event of a watermain burst!

Optional coverage

Above-ground water

You’re covered for damage from water seepage through the roof, walls, doors or windows above the foundation. As well as seepage from overflowing gutters or downspouts.

Optional coverage

Sewer backup

Your belongings are protected against sewer leaks, overflow and accidental backups.

Optional coverage

Groundwater and sewer backup

This option covers damage caused by groundwater seepage through the foundation and its openings, as well as sewer leaks, overflows and accidental backups.

Optional coverage

Groundwater, sewers and overflow of body of water

This option covers damage caused by flooding, groundwater seepage through foundation and its openings, as well as sewer leaks, overflows or accidental backups.

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Property and casualty insurance is underwritten by Beneva Insurance Company and distributed by Beneva Inc., damage insurance agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.

1. Average savings based on data from a survey conducted after the purchase of a Beneva property and casualty insurance policy—between September 1, 2023, and October 18, 2024—and calculated from the amounts reported by respondents who benefited from annual savings by bundling at least two insurance products. This amount is for information purposes only and does not guarantee savings.