Insurance
Commercial Insurance
Do what you do best, we’ve got the rest covered
Understanding your reality is what our specialized agents do best
Talk to one of our agents at
1 800 644-0607 or write to us
Agricultural sector: dial 1 844 780-9827
Insuring over 600 different types of businesses has taught us a thing or two. We’ve mastered our expertise so you can focus on yours. With your commercial property, civil liability, and loss of income covered, you can run your business with peace of mind… and it’s a great feeling.
- Food
- Clothing and accessories
- Construction hardware
- Furniture and accessories for homes
- Electronic equipment
- Sports, leisure and entertainment
- Pet industry
- Etc.
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.
Retailers coverage
We offer specific insurance for retailers to cover your losses and protect your merchandise against certain risks related to your line of business. This includes coverage for product recalls or loss of perishables due to a prolonged power outage.
Options
- Legal Access insurance for businesses
- Privacy breach
- Flood coverage
- Earthquake coverage
- Environmental Impairment Liability
- Financial and insurance
- Real estate
- Communication
- Administration
- Professional services and non-profit organizations
- Driving school
- Daycare
- Etc.
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.
Options
- Legal Access insurance for businesses
- Privacy breach
- Flood coverage
- Earthquake coverage
- Liability for directors and officers of non-profit organizations
- Residential condominium building
- Townhouse condominium
- Commercial condominium building
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Property of condo associations
This insurance covers damage to property in common areas caused by different types of loss.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Professional liability insurance
We offer professional liability coverage specific to certain professions, like hair stylists, in the event of a lawsuit, negligence, error or omission in the line of work.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Options
- Legal Access insurance for businesses
- Privacy breach
- Flood coverage
- Earthquake coverage
- Landscaper
- Snow removal
- Commercial construction and renovation
- Various fixtures
- Etc.
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Commercial civil liability
You’re covered for injuries to third parties. You’re also covered if you damage someone else’s property.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Loss of earnings and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.
Options
- Builder's Risk Insurance
- RBQ Licence Security (Bond)
- Privacy breach
- Flood coverage
- Earthquake coverage
- Gas station
- Mechanical repair
- Auto body shops
- Hand car wash
- Sales and repairs of new and used vehicles
- Etc.
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.
Options
- Environmental Impairment Liability
- Legal Access insurance for businesses
- Privacy breach
- Flood coverage
- Earthquake coverage
- Office building
- Apartment buildings
- Commercial building
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Property of rented to tenants
This insurance covers damage to property in common areas caused by different types of loss.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Loss of earnings, rental income, and supplemental expenses
If a loss prevents your tenants from living in their home, your loss of income and additional expenses are covered.
Options
- Legal Access insurance for businesses
- Privacy breach
- Flood coverage
- Earthquake coverage
- Esthetic clinic
- Hair salon
- Physiotherapy clinic
- Audioprosthetist
- Sexologist
- Psychologist
- Veterinarians
- Etc.
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Professional liability insurance
We offer professional liability coverage specific to certain professions, like hair stylists, in the event of a lawsuit, negligence, error or omission in the line of work.
Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.
Options
- Legal Access insurance for businesses
- Privacy breach
- Flood coverage
- Earthquake coverage
Get a quote: 1 844 780-9827
- Maple syrup production
- Dairy and cattle farms
- Hog farms
- Poultry farms
- Farms – other
- Vegetable farms
The basics
Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
Loss of earnings and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, your loss of income and additional expenses are covered.
Farming sector coverages
We offer coverage specific to the farming industry that covers your buildings, their contents, farm products, machinery and livestock against certain risks inherent to your activities. You could be protected, for things such as livestock losses due to equipment breakdown or business losses resulting from fire.
Civil liability coverage for your farm is also included to insure you against damages you could cause to third parties.
Options
- Flood coverage
- Earthquake coverage
- Agricultural Operations Signature (38 additional coverages)
- Product or Stock Contamination
- Liability for directors and officers of non-profit organizations
- Animal welfare provisions
The basics
Run your business with solid coverage...
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.
Your commercial property, such as your building and equipment, is covered in the event of damage caused by fire, theft or vandalism.
Your building and business-related equipment is covered for full replacement value.
You’re covered for injuries to third parties, like a visitor taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
You’re covered for injuries to third parties, like a visitor taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.
You’re covered for injuries to third parties, such as an injury resulting from faulty equipment installations. You’re also covered if you damage someone else’s property.
Your valuable papers and records are covered against direct damage from an insured peril.
This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.
Embezzlement resulting directly from any dishonest act committed by an employee is covered.
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.
If a loss prevents your tenants from living in their home, your loss of income and additional expenses are covered.
If a loss forces you to close up shop or relocate during repairs, your loss of income and additional expenses are covered.
If a loss covered forces you to close up shop, your loss of income and additional expenses are covered.
We offer specific insurance for retailers to cover your losses and protect your merchandise against certain risks related to your line of business. This includes coverage for product recalls or loss of perishables due to a prolonged power outage.
This insurance covers damage to property in common areas caused by different types of loss.
Property owners: Property, like appliances or furniture, that you rent to tenants is covered in the event of a loss.
We offer professional liability coverage specific to certain professions, like hair stylists, in the event of a lawsuit, negligence, error or omission in the line of work.
Condo association administrators and directors are covered for negligence in the course of their duties.
This insurance covers damage to property in common areas caused by different types of loss.
We offer coverage specific to the agricultural sector that insures your buildings, their contents, farm products, machinery and livestock against certain risks inherent to your activities. You could be protected, for things such as livestock losses due to equipment breakdown or business losses resulting from fire.
Civil liability coverage for your farm is also included to insure you against damages you could cause to third parties.
Your options
...and a choice of add-ons for the extra peace mind.
Legal Access insurance for businesses
This option is a real asset when dealing with legal issues. Know and defend your rights with the advice of a professional in your corner.
Privacy breach
Covers, among other things, the costs of cyber investigation, prosecution and contacting your customers following the theft of paper and computer documents containing sensitive information.
Flood coverage
You're covered for water damage to your building, property and equipment following a flood, including above-ground water.
Earthquake coverage
You're covered for damage to your building, equipment or merchandise caused by an earthquake.
Environmental Impairment Liability
For instance, if a tank of oil or gasoline spills and damages the neighbouring property, we cover the cost of decontamination under civil liability.
Liability for directors and officers of non-profit organizations
This option covers the liability of persons involved in the board of directors or administration of a non-profit organization.
Builder's Risk Insurance
Protect your construction project’s bottom line against material damage caused by vandalism, fire or wind.
RBQ Licence Security (Bond)
This bond is required by the RBQ to compensate any client who suffers harm as a result of, for example, faulty performance or non-performance of construction work.
Agricultural Operations Signature (38 additional coverages)
This option provides several coverages not included in the standard policy, such as coverage for loaned or leased property, environmental improvements, or fencing and enclosures.
Product or Stock Contamination
You are covered if your farm products become unfit for consumption due to the presence of foreign substances.
Civil liability for milk contamination
The farm operator’s liability is covered if milk produced on the farm is altered by antibiotics or other foreign substances and contaminates the milk of other farmers during shipping.
Animal welfare provisions
This coverage provides an additional insurance amount to meet animal welfare standards when a building must be replaced following a loss.
Round-the-clock claims service
So you never have to wait
Unfortunately, life doesn’t give a heads up when it throws you a curve. But you can always count on our claims service to be there.
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