Commercial insurance for retailers

Your commercial property, such as your building, merchandise and equipment, is covered in the event of damage caused by fire, theft or vandalism.

Your building and business-related equipment is covered for full replacement value.

You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement resulting directly from any dishonest act committed by an employee is covered.

If a loss forces you to close up shop or relocate during repairs, your loss of income and additional expenses are covered.

We offer specific insurance for retailers to cover your losses and protect your merchandise against certain risks related to your line of business.

This includes coverage for product recalls or loss of perishables due to a prolonged power outage following a loss caused by an insured risk.