Cyber Risk Insurance Be ready in the event of a cyberattack

Hacking can cost your company money, downtime and reputation.

Cyber risk insurance, which is included as an option with our property and civil liability insurance, provides you with comprehensive support should you fall victim to it.

To speak to someone
1 800 644-0607

Protect your business with cyber risk insurance today.

1 800 644-0607

Why take out cyber risk insurance?

If your company uses computers, stores customer data, conducts e-commerce, this insurance is for you. Without the right protection, a cyberattack could disrupt your business and leave you with significant financial losses.

A threat to all companies

Cybercriminals will attack companies, big and small. SMBs, which often have lesser means, find themselves being the easier targets.

The main digital risks

  • Ransomware and malware can paralyze your operations
  • Data theft can lead to lawsuits
  • Fraud and online scams can cause financial losses
  • System crashes can affect operations

Alarming statistics


 53% of threats come from employees
 



 61% of Canadian companies have been the victims of at least one attack
 



 74% of companies choose not to report attacks 
 



 44% of companies don't have a comprehensive cybersecurity plan 
 

Did you know?

You must quickly report all cyberattacks involving personal information.

According to the law, security safeguard breaches involving personal information that pose a real risk of significant harm to individuals must be reported to the Office of the Privacy Commissioner of Canada as well as everyone involved.

Failing to do so could lead to a fine.

Assuring your business continuity

Our commercial insurance covers your property and civil liability, but not data breaches. Bolster your coverage with our cyber risk insurance, one of the most comprehensive in the industry.

Flexible coverage

Three levels of coverage adapted to your needs.

Simplified pricing

One fixed annual premium, regardless of coverage level.

Coverage amount of up to $1M

Maximum annual amount available for eligible businesses.

Comparison table
Our offers at a glance

Compare them to find the one that’s best for you.

Basic

Data Compromise Response Expenses 

Covers notification fees, public relations and rewards.

Inclus

Computer Attack 

Covers system and data restoration costs and prevention of future losses.

Exclu

Cyber Extortion 

Covers investigation and negotiation fees, as well as ransomware removal.

Exclu

Privacy Incident Liability 

Covers defence and settlement costs in lawsuits related to personal data disclosure.

Exclu

Network Security Liability 

Covers defence fees in case of cybersecurity negligence.

Exclu

Electronic Media Liability 

Protection against lawsuits for copyright infringement, defamation, or privacy violations.

Exclu

Identity Recovery 

Financial assistance and management services in case of business owner identity theft.

Exclu

Misdirected Payment Fraud 

Protection against fraud where criminals divert funds through manipulation.

Exclu

Computer Fraud 

Covers financial losses from unauthorized access to IT systems.

Exclu

Telecommunications Fraud 

Protection against fraudulent charges due to breaches in the company’s phone system.

Exclu
Intermediate

Data Compromise Response Expenses 

Covers notification fees, public relations and rewards.

Inclus

Computer Attack 

Covers system and data restoration costs and prevention of future losses.

Exclu

Cyber Extortion 

Covers investigation and negotiation fees, as well as ransomware removal.

Exclu

Privacy Incident Liability 

Covers defence and settlement costs in lawsuits related to personal data disclosure.

Inclus

Network Security Liability 

Covers defence fees in case of cybersecurity negligence.

Exclu

Electronic Media Liability 

Protection against lawsuits for copyright infringement, defamation, or privacy violations.

Exclu

Identity Recovery 

Financial assistance and management services in case of business owner identity theft.

Inclus

Misdirected Payment Fraud 

Protection against fraud where criminals divert funds through manipulation.

Inclus

Computer Fraud 

Covers financial losses from unauthorized access to IT systems.

Exclu

Telecommunications Fraud 

Protection against fraudulent charges due to breaches in the company’s phone system.

Exclu
Complete

Data Compromise Response Expenses 

Covers notification fees, public relations and rewards.

Inclus

Computer Attack 

Covers system and data restoration costs and prevention of future losses.

Inclus

Cyber Extortion 

Covers investigation and negotiation fees, as well as ransomware removal.

Inclus

Privacy Incident Liability 

Covers defence and settlement costs in lawsuits related to personal data disclosure.

Inclus

Network Security Liability 

Covers defence fees in case of cybersecurity negligence.

Inclus

Electronic Media Liability 

Protection against lawsuits for copyright infringement, defamation, or privacy violations.

Inclus

Identity Recovery 

Financial assistance and management services in case of business owner identity theft.

Inclu

Misdirected Payment Fraud 

Protection against fraud where criminals divert funds through manipulation.

Inclus

Computer Fraud 

Covers financial losses from unauthorized access to IT systems.

Inclus

Telecommunications Fraud 

Protection against fraudulent charges due to breaches in the company’s phone system.

Inclus
 BasicIntermediateComplete

Data Compromise Response Expenses 

Covers notification fees, public relations and rewards.

Inclus
Inclus
Inclus

Computer Attack 

Covers system and data restoration costs and prevention of future losses.

Exclu
Exclu
Inclus

Cyber Extortion 

Covers investigation and negotiation fees, as well as ransomware removal.

Exclu
Exclu
Inclus

Privacy Incident Liability 

Covers defence and settlement costs in lawsuits related to personal data disclosure.

Exclu
Inclus
Inclus

Network Security Liability 

Covers defence fees in case of cybersecurity negligence.

Exclu
Exclu
Inclus

Electronic Media Liability 

Protection against lawsuits for copyright infringement, defamation, or privacy violations.

Exclu
Exclu
Inclus

Identity Recovery 

Financial assistance and management services in case of business owner identity theft.

Exclu
Inclus
Inclus

Misdirected Payment Fraud 

Protection against fraud where criminals divert funds through manipulation.

Exclu
Inclus
Inclus

Computer Fraud 

Covers financial losses from unauthorized access to IT systems.

Exclu
Exclu
Inclus

Telecommunications Fraud 

Protection against fraudulent charges due to breaches in the company’s phone system.

Exclu
Exclu
Inclus

Want more information about our plans?

The benefits for your company

Despite the best protection, you are not immune to a cyberattack.

Cyber risk insurance offers:

  • stress-free business continuity
  • financial protection in the event of a cyberattack
  • reduced costs and impacts

And since we know that your time is precious, we have a quick and easy claiming process.

To speak to someone
1 800 644-0607

Further insights

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