Sustainability Taking action to protect our people

Download our 2025 report See our reports and statements

We put people and the planet at the heart of our actions

The right time to act is now. Our mutualist values help us tackle challenges while protecting what matters most to you.

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Sustainable impact statement

“Investing in global wellness while accelerating a just transition toward a greener, more inclusive and resilient world.”

Invest

Invest time and effort while contributing financially to attaining our goals.

Global wellness

Contribute to people’s mental, physical and financial well-being.

Accelerate

Take action to propel sustainability forward.

Just transition

Drive progress in a responsible, fair and inclusive manner for everyone.

Green, inclusive, resilient

Decarbonize our operations, promote inclusion and reinforce resiliency through governance and prevention.

Closely tied to our purpose

In 2024, we adopted a sustainability impact statement that reflects the essence of our company and its vision for the future. It’s part of the DNA of our mutualist model.

As a Mutual, we balance servicing our members, ensuring our employees’ wellness and being involved in the community. We try to do more every day. We take concrete environmental, social and philanthropic action. Every year, we work with many organizations, institutions and community partners on sustainable, long-term projects.

Our commitments

Toward a greener, more inclusive and resilient world

These priorities take the form of commitments that maintain our focus.

For a greener world

Attain our goal of net-zero emissions in our operations and general fund investments by 2040 and in all areas by 2050.

See our green commitments

For a more inclusive world

Work with our employees, members and partners to build a broad-minded society that embraces community spirit.

See our approach

For wellness and resilience

Continue our efforts to improve the mental, physical and financial health of our employees, members, partners and the community, including initiatives such as anxiety prevention.

Measure our impact

For a healthy work environment

Promote an environment and working conditions that favour our employees’ wellness.

See all that we offer

For responsible risk management

Increase the resilience of the community through compassionate business practices aligned with sound risk management.

For sound governance

Provide corporate governance with a long-term perspective based on our mutualist values.

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Highlights of our 2025 report
Proof of our impact

01 $2.9 billion of our general funds were invested in green bonds, the energy transition and renewable energy, social infrastructures and sustainable buildings.1
02 60.7% of employees are female and the proportion of female managers is 53.1%.
03 96.8% of our energy came from renewable energy sources.
04 Winner of the Reduced GHG Performance Prize as part of the 2025 BOMA Quebec Building Energy Challenge.
05 Kickoff of the Volunteers at Heart Program.
06 $6.4 million of our profits donated to more than 200 organizations, institutions and other community partners.
07 $1.7 million donated to United Way Centraide.
08 51%2 reduction in emissions from our buildings and vehicle fleet.
09 39%3 reduction in the carbon intensity of our general fund investments.4

 

 

Want to learn more about our environmental and social impact? Read our impact report.

Download our 2025 report

Our reports and statements

Better understanding the impact of our actions

Climate commitments

We have laid the foundations for a responsible and sustainable approach by reducing our carbon footprint, with the goal of meeting our commitment to achieve net-zero emissions by 2050.*

2023 Report on our climate commitments

Social Responsibility Plan

We have implemented a plan to make sure that our actions align with our ambition to deliver a promising future for generations to come, on a human, social, environmental and economic level.

2022-2024 Social Responsibility Plan

Previous statements

Consult our social responsibility statements to learn about the concrete actions we take each year to support people and contribute to community well-being.*

2023 Statement

2022 Statement

*Starting in 2024, our climate report and social responsibility statement are included in the impact report.

Discount for electric vehicles

Switching to an electric or plug-in hybrid vehicle is an impactful choice. We want to go the extra mile, so we enhanced your basic coverage with additional savings and perks.

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Financial information

Mutualism, as an economic model, fosters sustainable growth by taking financial performance into account. Each year, our financial results reflect our success in a competitive market.

See our results

1.
a) Green bonds invest in projects that offer actual environmental benefits.
b) Products and services that support the energy transition, such as solar panels, wind turbines, etc.
c) Hydroelectric, solar or wind energy infrastructure.
d) Education, healthcare, social housing, public transportation and other related infrastructure.
e) Green-certified buildings.
f) This category includes climate action, energy transition, sustainable living, lifelong learning, inclusive growth and clean technologies.

2. Compared to the 2022 reference year. Includes Scopes 1 and 2.

3. Compared to the 2021 reference year.

4. Corporate bonds as well as common and preferred shares of internally managed general funds.