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Commercial Insurance

Do what you do best, we’ve got the rest covered

Understanding your reality is what our specialized agents do best

Talk to one of our agents at
1 800 644-0607 or write to us

Insuring over 600 different types of businesses has taught us a thing or two. We’ve mastered our expertise so you can focus on yours. With your commercial property, civil liability, and loss of income covered, you can run your business with peace of mind… and it’s a great feeling.

 

  • Food
  • Clothing and accessories
  • Construction hardware
  • Furniture and accessories for homes
  • Electronic equipment
  • Sports, leisure and entertainment
  • Pet industry
  • Etc.
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.

Retailers coverage
We offer specific insurance for retailers to cover your losses and protect your merchandise against certain risks related to your line of business. This includes coverage for product recalls or loss of perishables due to a prolonged power outage.

Options

  • Financial and insurance
  • Real estate
  • Communication
  • Administration
  • Professional services and non-profit organizations
  • Driving school
  • Daycare
  • Etc.
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.

Options

  • Residential condominium building
  • Townhouse condominium
  • Commercial condominium building
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Property of condo associations
This insurance covers damage to property in common areas caused by different types of loss.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Professional liability insurance
We offer professional liability coverage specific to certain professions, like hair stylists, in the event of a lawsuit, negligence, error or omission in the line of work.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Options

  • Landscaper
  • Snow removal
  • Commercial construction and renovation
  • Various fixtures
  • Etc.
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Commercial civil liability
You’re covered for injuries to third parties. You’re also covered if you damage someone else’s property.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Loss of earnings and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.

Options
  • Builder's Risk Insurance
  • RBQ Licence Security (Bond)
  • Privacy breach
  • Flood coverage
  • Earthquake coverage

  • Gas station
  • Mechanical repair
  • Auto body shops
  • Hand car wash
  • Sales and repairs of new and used vehicles
  • Etc.
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.

 

Options

  • Office building
  • Apartment buildings
  • Commercial building
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Property of rented to tenants
This insurance covers damage to property in common areas caused by different types of loss.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Loss of earnings, rental income, and supplemental expenses
If a loss prevents your tenants from living in their home, your loss of income and additional expenses are covered.

Options

  • Esthetic clinic
  • Hair salon
  • Physiotherapy clinic
  • Audioprosthetist
  • Sexologist
  • Psychologist
  • Veterinarians
  • Etc.
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Professional liability insurance
We offer professional liability coverage specific to certain professions, like hair stylists, in the event of a lawsuit, negligence, error or omission in the line of work.

Loss or deterioration of important documents
Your valuable papers and records are covered against direct damage from an insured peril. This means if important documents, such as account statements or contracts, were damaged in a fire, your coverage would help you replace them.

Embezzlement
Embezzlement resulting directly from any dishonest act committed by an employee is covered.

Loss of earnings, rental income, and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, or prevents your tenants from living in their home, your loss of income and additional expenses are covered.

 

Options

Get a quote: 1 844 780-9827

  • Maple syrup production
  • Dairy and cattle farms
  • Hog farms
  • Poultry farms
  • Farms – other
  • Vegetable farms
The basics

Building and contents
Your commercial property, including your merchandise and equipment, is covered for damage caused by fire, theft and vandalism.

Commercial civil liability
You’re covered for injuries to third parties, like a customer taking a fall on your icy driveway or wet floor. You’re also covered if you damage someone else’s property.

Loss of earnings and supplemental expenses
If a loss forces you to close up shop, relocate during repairs, your loss of income and additional expenses are covered.

Farming sector coverages
We offer coverage specific to the farming industry that covers your buildings, their contents, farm products, machinery and livestock against certain risks inherent to your activities. You could be protected, for things such as livestock losses due to equipment breakdown or business losses resulting from fire.

Civil liability coverage for your farm is also included to insure you against damages you could cause to third parties.

 

Options
  • Flood coverage
  • Earthquake coverage
  • Agricultural Operations Signature (38 additional coverages)
  • Product or Stock Contamination
  • Liability for directors and officers of non-profit organizations
  • Animal welfare provisions
Your own agent

Always the same friendly voice, always the same great service

If you like, the same agent can handle all your commercial insurance needs. It’s so much easier when someone who knows you handles your affairs.

Round-the-clock claims service

So you never have to wait

Unfortunately, life doesn’t give a heads up when it throws you a curve. But you can always count on our claims service to be there.

Your options
...and a choice of add-ons for the extra peace mind.

Win $5,000 for your business!

We’re happy to encourage local business with a chance to win $5,000 to invest in your company as you see fit!

 

 

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