Snowmobile Insurance Safe thrills on winter trails

Save an average of $135 on your snowmobile insurance!1

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You need civil liability coverage to drive your snowmobile. Lay fresh tracks with peace of mind, we’ve got you covered. We even include $2,000 worth of free coverage for your equipment and accessories.

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Already know what you want? Let’s get started.

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Decreasing deductible
Your claim-free years rewarded

Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.

On-demand insurance
Just looking for snowmobile insurance? Sure thing.

We’ll be happy to insure your snowmobile even if you don't take out car insurance with us. But remember, bundling several products saves you money!

Sweet Deals

Save $600 on average

When you bundle your home, car or recreational vehicle insurance!2

Exclusive 40% discount

On Airmedic coverage for all Beneva clients

Discover our offer

Free legal assistance

Need legal advice? Our lawyers are just a phone call away!

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Flexible payment options

Split your premium into several installments—no interest, no fees!

Exclusive advantages

Are you between the ages of 20 and 30, have a young family, or are you a public sector employee or retiree?

Discover your advantages

Snowmobile insurance that covers a lot of ground

The basics Hit the trails with solid coverage...

like our popular and comprehensive two-way coverage

Civil liability provides coverage if you cause damage to third parties or if your snowmobile is damaged in an accident where you are not at fault.

Adding this coverage is what we call two-way insurance. It covers damages to your snowmobile in the following situations:

  • If you lose control or collide with another snowmobile
  • In the event of fire, theft or vandalism

Enjoy $2,000 of free coverage for your equipment and accessories, such as luggage racks or skid plates.

Your options … and a choice of add-ons to go the extra mile.

Replacement cost coverage3

Get reimbursed regardless of your snowmobile’s depreciation.

Partial loss? We’ll replace parts that can’t be repaired with new ones.

Total loss? You get the lesser of the following amounts: the price of a new RV with similar features, equipment and accessories, or the purchase price of the insured vehicle.

$0 deductible

With this coverage, you don’t pay a deductible in the event of a claim—a clever way to stay ahead of unexpected expenses.

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Property and casualty insurance is underwritten by Beneva Insurance Company and distributed by Beneva Inc., Damage Insurance Agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.

1. Average savings based on a SOM survey done from May 2020 to May 2021 and calculated using the declared amounts of respondents who benefited from savings on their snowmobile insurance. This amount is for information purposes only and does not guarantee savings.

2. Average savings based on data from a survey conducted after the purchase of a Beneva property and casualty insurance policy—between September 1, 2023, and October 18, 2024—and calculated from the amounts reported by respondents who benefited from annual savings by bundling at least two insurance products. This amount is for information purposes only and does not guarantee savings.

3. Snowmobile replacement cost is different from the car replacement cost. Ask one of our insurance agents for more information.