Snowmobile Insurance

Playing it safe on the trails

Save an average of $135 on your snowmobile insurance!1

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You need civil liability coverage to drive your snowmobile. Lay fresh tracks with peace of mind, we’ve got you covered. We even include $2,000 worth of free coverage for your equipment and accessories.

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On-demand insurance

Just looking for snowmobile insurance? Sure thing.

We’ll be happy to insure your snowmobile even if you don't take out car insurance with us. But remember, bundling several products saves you money!

Replacement Value option2

Get your snowmobile back in pristine condition

This coverage is a great for a new snowmobile since it covers its value regardless of depreciation. We make sure you don’t miss out on any winter fun.

Sweet Deals

Save $520 on average

When you bundle your home, car or recreational vehicle insurance!1

Exclusive 30% discount

on Airmedic coverages for all Beneva clients

Discover Airmedic

THANKS Program

Enjoy discounts and rewards from day one.

Discover the program

Special advantages

For families, young adults and civil servants.

See advantages

Snowmobile insurance that covers a lot of ground

The basics
Hit the trails with solid coverage...

Like our popular and comprehensive two-way coverage

Civil liability provides coverage if you cause damage to third parties or if your snowmobile is damaged in an accident where you are not at fault.

Adding this coverage is what we call two-way insurance. It covers damages to your snowmobile in the following situations:

  • If you lose control or collide with another snowmobile
  • In the event of fire, theft or vandalism

Enjoy $2,000 of free coverage for your equipment and accessories, such as luggage racks or skid plates.

Your options
… and a choice of add-ons to go the extra mile.

Replacement value coverage2

Optional coverage

Up to 10 years of replacement value coverage available, for a reimbursement that doesn't factor in your RV’s depreciation.

Partial loss? We’ll replace parts that can’t be repaired with new ones.

Total loss? You get the lesser of the following amounts: the price of a new RV with similar features, equipment and accessories, or the purchase price of the insured vehicle.

$0 deductible option

Optional coverage

With this coverage, you don’t pay a deductible in the event of a claim. Stay one step ahead of unexcepted expenses.

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Legal notes

Damage insurance agency. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.

1. Average savings based on an SOM survey done from May 2018 to May 2021 and calculated using the declared amounts of respondents who benefited from a savings on their snowmobile insurance. This amount is for information purposes only and does not guarantee savings.

Average savings based on an SOM survey done from May 2020 to May 2021 and calculated using the declared amounts of respondents who benefited from a savings by bundling at least two insurance products. This amount is for information purposes only and does not guarantee savings.

2. Replacement cost coverage for snowmobiles is different from replacement cost coverage for cars. Ask one of our insurance agents for more information.