Insurance
Car
ATV Insurance
Take a ride on the safe side
Save an average of $200 on your ATV insurance.1
Or call us at
1 855 747-7712
Why take out insurance on your ATV? By covering your civil liability (mandatory!) and with our inclusions, like $2,000 in coverage for equipment and accessories, you can tame any terrain.
Decreasing deductible
Your claim-free years rewarded
Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.
On-demand insurance
Just looking for ATV insurance? Sure thing.
We’ll be happy to insure your ATV even if you don't take out car insurance with us. But remember, bundling several products saves you money!
Sweet Deals
Save $520 on average
When you bundle your home, car or recreational vehicle insurance!2
Exclusive 30% discount
On Airmedic coverage for all Beneva clients
Free legal assistance
Need legal advice? Our lawyers are just a phone call away!
Flexible payment options
Split your premium into 26 payments—no interest, no service fees!
ATV insurance that goes the distance
The basics
Hit the trails with solid coverage...
like our popular and comprehensive two-way insurance.
This insurance is mandatory. It provides coverage if you cause damage to others with your ATV, or, if your vehicle is damaged in an accident where you are not at fault.
Even in the case of an ATV, you can add coverage to protect your vehicle from any damage it may incur:
- If you lose control or collide with another ATV
- In the event of fire, theft or vandalism
Good to know: Some of these coverages may be required if you get financing for your quad.
Insuring your quad or 4-wheeler with us means you get $2,000 worth of free coverage to protect your gear and accessories.
Your options
…with a choice of add-ons to cover more ground.
Replacement value coverage3
Up to 3 years of replacement value coverage for a reimbursement that doesn’t factor in your ATV’s depreciation.
Partial loss? We’ll replace parts that can’t be repaired with new ones.
Total loss? You get the lesser of the following amounts: the price of a new ATV with similar features, equipment and accessories, or the purchase price of the insured vehicle.
$0 deductible
With this coverage, you don’t pay a deductible in the event of a claim—a clever way to stay ahead of unexpected expenses.
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That means a whole lot more good people have you covered!