Insurance
Travel Trailer and Motorhome Insurance Peace of mind wherever the road takes you
Save an average of $170 on your travel trailer insurance and $260 on your motorhome insurance.1
Or call us at
1 855 747-7712
Whether you have a travel trailer, motorhome, camper or other RV, our travel trailer insurance and our motorhome insurance let you hit the road worry-free with civil liability coverage and $8,000 worth of property coverage, as well as free roadside assistance anywhere in Canada and the United States.
Decreasing deductible
Your claim-free years rewarded
Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.
On-demand insurance
Just looking for RV insurance? Sure thing.
We’ll be happy to insure your RV even if you don't take out car insurance with us. But remember, bundling several products saves you money!
Sweet Deals
RV insurance that goes the distance
The basics Hit the road with solid coverage...
like our popular and comprehensive two-way coverage.
This insurance is mandatory to drive. It provides coverage if you cause damage to third parties or if your RV is damaged in an accident where you are not at fault.
How much coverage should you get? $1M is generally recommended. Driving outside Quebec? It’s recommended you increase coverage to $2M.
Adding this coverage is what we call two-way insurance. It covers damages to your RV in the following situations:
- A collision for which you are at fault or when you are the victim of a hit-and-run
- Fire, theft, vandalism or glass breakage
Enjoy $8,000 of comprehensive coverage for your personal property.
This means that in the event of a loss, you don’t have to submit a home insurance claim for damaged or stolen property in your RV or on site. It’s included in your insurance!
RV in the shop for a few days after an accident? This included benefit could cover additional expenses you pay, like:
- For food and lodging if you are far from home
- To get around if you need another means of transportation
- To transport your personal belongings
- To get your vehicle from the repair shop and take it home
Get free roadside assistance 24/7 across Canada and the United States.
We’re always up for a road trip, from emergency towing to travel planning. We even cover specific extra expenses resulting from trip interruption.
This coverage will help you pay someone to bring your travel trailer back home if your towing vehicle is stolen or is involved in an accident resulting in a total loss.
*Does not apply to motorhomes.
Your options …and a choice of add-ons to go the extra mile
Option
Replacement cost coverage4
Up to 10 years of replacement cost coverage available, for a reimbursement that doesn't factor in your RV’s depreciation.
Partial loss? We’ll replace parts that can’t be repaired with new ones.
Total loss? You get the lesser of the following amounts: the price of a new RV with similar features, equipment and accessories, or the purchase price of the insured vehicle.
$0 deductible
With this coverage, you don’t pay a deductible in the event of a claim. Stay one step ahead of unexpected expenses.
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Property and casualty insurance is underwritten by Beneva Insurance Company and distributed by Beneva Inc., Damage Insurance Agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.
1. Average savings based on a SOM survey done from May 2020 to May 2021 and calculated using the declared amounts of respondents who benefited from savings on their travel trailer or motorhome insurance. This amount is for information purposes only and does not guarantee savings.
2. Average savings based on data from a survey conducted after the purchase of a Beneva property and casualty insurance policy—between September 1, 2023, and October 18, 2024—and calculated from the amounts reported by respondents who benefited from annual savings by bundling at least two insurance products. This amount is for information purposes only and does not guarantee savings.
3. Collision and upset coverage required (Section B, protection 2)
4. Trailer and motorhome replacement cost is different from the car replacement cost. Ask one of our insurance agents for more information.