Car claim
After a collision, we're here to help

The most important thing is to make sure everyone is okay. Once this is done, here are some simple instructions you can follow to make a claim.

Filing a claim: step by step

First, log in to your Client Centre account, or use our app. Submitting a claim is simple and only takes a few minutes.

Log in Check out our app

You’d rather speak to someone?

Call us at 1 855 747-7711, 24 hours a day, 7 days a week. Be sure to have your insurance policy number in hand. We’ll open a file and walk you through the next steps.

  • Reporting and filing a claim

    Provide the following information:
    - Time and location of accident
    - Vehicle involved
    - What happened
    - Person to contact to track the claim

    Depending on the type of collision, we’ll let you know what's covered, the deductible and your responsibility.

  • Making an appointment with a body shop (for certain types of collisions only)

    Before submitting the claim form, if you so choose, you can select a repair shop to assess and repair your vehicle. Simply choose your appointment date and time based on the body shop’s availability. Look for an appointment confirmation in your emails.

  • Scheduling repairs and payment

    Contact the body shop directly if you need to change your appointment date or time, or if you have any questions. From here on out, they’ll tell you what to do next.

    Your vehicle is in need of urgent repairs but your claim hasn't been processed yet? Don’t wait! Safety first. Have the necessary repairs done and keep all your receipts.

    Once repairs are done, as per the coverage stipulated in your contract and choice of repair shop, we’ll either pay the shop directly or send you a cheque by mail or pay you via direct deposit.

  • Tracking your claim in the Client Centre

    Log in to your Client Centre account or head over to the app. All the important information and decisions made can be found there.

Psychological support after an accident or loss
After an accident, it’s normal to want to talk about it.

We offer free psychological support to all our insureds after an accident or loss. These overwhelming experiences can be profoundly traumatic and affect our mental health. Don't hesitate to ask for help if you need it.

More questions about claims? We’ve got more answers.

When a deductible applies, is it deducted from the amount. If your vehicle can be repaired, you pay the deductible to the repair shop you’ve chosen for your vehicle.

Changes in the cost of insurance at renewal are affected by several factors, such as where you live, vehicle usage, vehicle type and your driving record. Your record shows your accident history, which includes losses other than collisions.

If your claim is for a windshield repair, in most cases it won't affect your cost.

Yes, you can choose which shop repairs your vehicle. You can even make an appointment using the online claim form.

The damage to your car will be appraised by an accredited expert. We will assist you in this step. If you need help finding or choosing a garage, we work with a network of approved auto repair and body shops that can assess the damage and carry out the needed repairs.

Roadside Assistance

Catégorie : Assistance service

We're just around the corner, 24/7, anywhere in Canada and the United States.1

Joint report

Catégorie : Tools

We don’t always carry a joint report around. This is why the GAA (Groupement des assureurs) makes one available online. Fill it out using a smart device and email it to the parties involved.

Fill out a joint report

For a paper version, simply download the PDF, print it out and keep it in your glovebox–along with a pen or pencil!

Download the PDF