Vehicle
4 minutes
Boat Insurance For all types of watercraft
Save an average of $210 on your boat insurance!1
Boat insurance is coverage tailored to your needs and watercraft, whether it's a fishing boat, sailboat, jet ski or pontoon.
And since your boat is like a home on the water, we will include additional coverage at no charge for your electronic equipment, personal belongings, medical expenses and more.
Decreasing deductible
Your claim-free years rewarded
Your deductible drops $50 with each claim-free renewal. It's our way of saying thanks for your loyalty.
On-demand insurance
Just looking for boat insurance? Sure thing.
We’ll be happy to insure your boat even if you don't take out car insurance with us. But remember, bundling several products saves you money!
Sweet Deals
Boat insurance that stays the course
The basics Set sail with solid coverage...
You can’t take to the waters without mandatory civil liability insurance, which covers you if you cause damage to third parties.
Our boat insurance comes with $5,000 of health expenses coverage and $15,000 of accidental death coverage.
This additional coverage is included for free to protect things like electronic equipment as well as your and your guests' personal belongings. That way, nothing will put a damper on a lovely evening on the water.
Your options ... and you can add on some extra buoys.
All perils coverage
For all damage caused to your watercraft.
Agreed amount coverage for up to 15 years
Basically, in the event of a total loss, we reimburse the agreed amount, not the depreciated value at the time of the loss.
$0 deductible
With this coverage, you don’t pay a deductible in the event of a claim—a clever way to stay ahead of unexpected expenses.
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Property and casualty insurance is underwritten by Beneva Insurance Company and distributed by Beneva Inc., Damage Insurance Agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.
1. Average savings based on a SOM survey done from May 2020 to May 2021 and calculated using the declared amounts of respondents who benefited from savings on their boat insurance. This amount is for information purposes only and does not guarantee savings.
2. Average savings based on data from a survey conducted after the purchase of a Beneva property and casualty insurance policy—between September 1, 2023, and October 18, 2024—and calculated from the amounts reported by respondents who benefited from annual savings by bundling at least two insurance products. This amount is for information purposes only and does not guarantee savings.