Claim forgiveness

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We forgive you not once, but twice

The Claim Forgiveness option can be added to your car insurance contract for a few dollars a month. The possibility of 2 claims in 5 years per driver on the contract, without any rate increase. Now that’s the ticket!

A clean slate for any claim

All is forgiven: a dented bumper, a cracked windshield or a fire under the hood. Whether you’re at fault or not.

Once forgiven, always forgiven

Forgiven claims stay forgiven even if you drop this option, as long as your personal car is insured with us.

New drivers get the same deal

Even drivers with less than five years’ experience behind the wheel can get this coverage, unlike other insurers.

And parents get a break too

Parents can choose to get this coverage just for their kids.

More questions about this option? We’ve got answers.

There will be no increase after one or two claims. However, the cost of your car insurance could increase slightly from year to year as a result, for example, of a rate adjustment or inflation.

This coverage is great for keeping your claims track record intact or for people who would have a hard time absorbing an unexpected premium increase. Unfortunately, bad luck can happen to anyone, at any time.

You can withdraw this option at any time and your claims will stay forgiven, as long as you stay insured with us. If you’ve reached your two forgiven claims, one of our agents will contact you to remove this coverage at renewal.

Small add-on. Big value.
That’s your cue to change your insurer

Claim Forgiveness coverage is a little something extra for your contract. You’re eligible for this add-on if your car is insured with us.