Electric vehicle and plug-in hybrid Up to 15% off your car insurance1

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Switch to electric with a full range of perks

We want to go the extra mile, so we enhanced your basic coverage with additional savings and perks.

Instant savings

Up to a 15% discount on your car insurance1

Better energy efficiency means more savings.

Sweet deal

A $50 discount on a charging station2

Get a discount on a home charging station installed by our partner HydroSolution.

Peace of mind

Roadside assistance for only $3/month3

We’ll give you a tow to the nearest charging station.

Positive impact

Financial support for environmental projects

By taking out insurance with us, you’ll also be helping support environmental projects. And you can vote for your favourite.

The choice is yours
Up to $50,000 for local environmental initiatives

Driving electric? Thanks for doing your part. We second that by investing up to $50,000 in environmental projects here in Quebec. And the best part is you can vote for the one that inspires you the most.

Zero-emission incentives (Earth Day Canada)

  • This project supports Quebec small businesses and organizations that want to reduce their carbon footprint.
  • How? By offering them incentives to launch sustainable mobility initiatives.

En mode solutions nature (Nature Québec)

  • A project focusing on nature-based solutions to mitigate climate change.
  • It protects, restores and manages Quebec ecosystems for the well-being of people, biodiversity and the planet.

  • We send you an email to vote.
  • Choose the project that resonates the most.
  • Each vote counts: it helps us reach the maximum $50,000 contribution and distribute our financial support among the projects.4

Contest
The golden quote

Complete a quote by January 18, 2026, for a chance to win one of two $5,000 prizes.

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What’s included with your car insurance

On top of all the perks of driving your electric or plug-in hybrid vehicle, discover all the coverage, discounts and options designed to fit your needs. We’ll explain everything in plain English.

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Got questions? We’ve got answers!

Yes. As with any other vehicle, insurance is mandatory to drive in Quebec. A minimum of $50,000 in civil liability coverage is required.

That depends on the specific model and its features. Since vehicles have different components, that can impact how much it costs to insure them. Even two electric vehicles may not cost the same to insure.

Not much difference: you have access to the same coverage, regardless of vehicle type.

You bet! We offer a discount of up to 15%, depending on your vehicle’s energy efficiency.

No. The charging station and cable are covered by your home insurance, if there’s any damage.

Yes. In the event of a covered loss, the battery is protected just like any other part of the vehicle.

No. Government rebates are not deducted as they’re considered a down payment on the purchase of a vehicle.

Yes. If you have a short-range car, it will be towed to the nearest charging station.

Property and casualty insurance are underwritten by Beneva Insurance Company and distributed by Beneva Inc., damage insurance agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Certain conditions and exclusions apply.

1. The discount is available solely for individual auto insurance. Certain conditions and exclusions apply.

2. This discount is applicable to the regular price and may not be combined with other discounts, such as combined purchases. This offer is valid until March 31, 2026, and is exclusive to Beneva clients with individual home, auto or leisure vehicle insurance.

3. Everywhere in Canada and the United States, except Alaska and Hawaii. Up to 4 breakdown services per year, per registered vehicle.

4. A minimum of 10,000 votes is required for Beneva to issue the maximum amount of $50,000. Beneva’s contribution will be divided between the two projects in proportion to the number of votes obtained.