Group insurance Special risk solutions
Some situations require more than traditional insurance coverage. Our special risk solutions fill in the gaps with industry-leading coverage tailored to meet the needs of unique or specific markets or scenarios.
Accidental death and dismemberment
Our flexible plans provide valuable stand-alone coverage for a wide array of special risks. Our offer features an enhanced loss and loss of use schedule, extensive supplementary benefits, and extended coverage options.
Critical illness insurance
This solution features three plans that cover up to 40 critical illnesses. Plan members and their families receive a tax-free benefit so they can focus on what matters without financial strain.
- Multiple event coverage (indefinite)
- Cancer recurrence benefit (complete plan only)
- Second medical opinion1
- Survival period of 14 days
- Coverage for autoimmune diseases or disorders
Healthcare coverage for inpatriates
Foreign workers and their families have access to one of our three healthcare plans while waiting to qualify for provincial healthcare. One less thing to worry about when arriving in Canada.
- Insurance in force until eligibility for public healthcare
- No medical underwriting
- No exclusions for pre-existing medical conditions
- 24/7 multilingual emergency assistance service worldwide
- Available to foreign workers who have access to a group insurance plan or not, insured with Beneva or elsewhere
Emergency medical travel insurance
This separate plan is designed for employees and their families who take short business or leisure trips outside their home province or country.
- 24/7 coverage worldwide
- Several trip duration options available
- Possibility to include coverage in high-risk areas2
- Option to waive the stability clause for active employees2