Coverage offered by dealerships

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Insurance for life’s winding roads

Group credit insurance reimburses part or all of the unpaid balance on your car, recreational vehicle, or boat loan or lease in the event of death, disability or critical illness1.

Coverage that goes the distance

So you can drive off the lot with peace of mind.

Death

Your estate won’t inherit your financial burden upon death. We could reimburse part or all of your loan or lease2.

Critical illness

If you are diagnosed with one of the 12 critical illnesses covered, we could reimburse part or all of your loan or lease2.

Disability

If you are eligible for total disability benefits, we could continue to make your monthly loan or lease payments.

Cancelling your group credit insurance certificate

You can cancel your certificate up to 20 days after purchase at the dealership at no cost.

Please send us the following documents:

In this case, reimbursement is not in full and fees may apply.

Please send us the following documents:

Email

[email protected]

Fax

1 877 779-7602

Your insurance cancellation request will be processed in the 30 to 45 days following receipt of all documents.

Contract documents

Submit a claim

Phone number

1 877 373-7717

Email

[email protected]

Cruising in the safe lane

Replacement insurance is coverage that’s separate from your car insurance. It’s sold by dealerships when you purchase a vehicle.

Available for periods of up to seven years2, this coverage can be purchased for your car or recreational vehicle.

Coverage that goes the distance

So you can drive off the lot with peace of mind.

Deductible and car rental expenses

In the event of loss, whether total or partial, replacement insurance covers the deductible imposed by your main insurer as well as rental expenses3.

Total loss (accident or theft)

If your vehicle is new or a demonstrator, it could be replaced by a new model of the current year with similar features, equipment and accessories.

f your vehicle is used, you may receive a lump sum equal to the marked-up value of your vehicle less the amount reimbursed by the primary insurer.

Partial loss

For a new vehicle or demonstrator, parts that cannot be repaired will be replaced with new original manufacturer parts.

Cancel your replacement insurance contract

You can cancel your contract up to 20 days after purchase at the dealership at no cost.

Please send us the following documents:

In this case, reimbursement is not in full.

Please send us the following documents:

  • Notice of termination of an insurance contract (PDF)
  • Copy of your insurance certificate
  • An official receipt or quittance from the financing agreement’s creditor
  • Contact information (address and phone number)
  • Copy of the indemnity Claim with primary insurer (in case of total loss only)

Email

[email protected]

FAx

1 877 779-7602

Your insurance cancellation request will be processed in the 30 to 45 days following receipt of all documents.

Contact documents

Submit a claim

Phone number

1 866 683 2515

Email

[email protected]

  1. Restrictions apply depending on the type of vehicle.
  2. The residual value protection for a lease is optional.
  3. Subject to the amount stipulated in your replacement insurance contract.