High-Interest Savings Account

Chequing account rut? Move your savings over to the fast lane.

Earn up to 3.75% interest on new deposits!1
Until March 31, 2025


Return
Up to 1.60%

Risk
No risk


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A high-interest savings account2 is like upgrading your bank account. It rakes in higher interest on your savings monthly and it’s 100% online and free.

In a nutshell, make money with your savings and withdraw at any time for a short-term goal like a trip or home renovations. That’s a sweet deal, and it’s even available as a TFSA.

Money can’t buy happiness, but extra cash for zero effort might put a smile on your face.

Don’t miss our promo rates!

For a limited time, earn up to 3.75% interest on your new deposits.1

Current rates for our high-interest accounts

High-Interest Savings Account

1.55%

3.25% on new deposits1

Promo rate applies until February 28, 2025

High-Interest TFSA

1.60%

3.75% on new deposits1

Promo rate applies until March 31, 2025

Beneva, a smart investment

We offer attractive rates

Money sleeping in your bank account? Our attractive interest rate puts your money to work in no time.

We keep it 100% free

No minimum investment, zero service fees, and get unlimited transactions.

Deposit protection

Deposits covered by the Autorité des marchés financiers, up to $100,000 per deposit category. Please consult the Autorité des marchés financiers pamphlet for more details: Your deposits are protected. That’s a guarantee! (lautorite.qc.ca).

We're big on customer service

Your account is 100% online, but support is never far when you need it.

Available as a TFSA
100% of the earnings in your pocket

Your high interest account can be registered as a TFSA.

  • No red tape. Withdraw the amounts you want when you want, without tax penalties.
  • Any profits you make won’t be taxed, even when withdrawn.

Automatic deposits
Not one to squirrel money away? Go automatic for quick, easy savings!

Let's face it, we all mean to save, but often don’t. Payroll deductions3 or pre-authorized debits are a smart way to stay on track and enjoy the rewards of hassle-free savings.
To set up payments, simply program how much, how often, and how long you wish to save. That’s it, you’re building a nest egg (plus interest).

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