High-Interest Savings Account Growing your money while keeping it accessible

Get 5% on new deposits1
Up to $100,000. Until January 18, 2027.

Return
Up to 0.85%

Risk
No risk

 

Do you have another product with us? Open a high-interest savings account and manage it in the Client Centre.

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A high-interest savings account2 allows you to grow your savings at a bonus rate, while always having access to it. It’s a convenient way of setting money aside for personal projects or to cover unexpected expenses.

Limited time offer

Your savings deserve more interest. 5% more.1

Earn interest on the money you don't need right now while you prepare for your next project.

Get 5% on all new deposits up to a maximum of $100,000.1

Offer ends January 18, 2027.

Available rates

TFSA

Bonus rate: 5%1
Until January 18, 2027
Regular rate: 0.85%

Non-registered plan

Bonus rate: 5%1
Until January 18, 2027
Regular rate: 0.85%

Why opt for a Beneva savings account?

Get better returns while keeping your money accessible, safe and easy to manage.

100% online

Open and manage your account when it’s convenient for you in the Client Centre.

Accessible money

Deposit or withdraw money when it suits you – no minimum requirements.

Protected capital

Protect your savings from market volatility.

Help when you need it

Count on our team to answer your questions.

What can a high-interest savings account be used for

Use it to grow your savings for short- or mid-term needs.

For a personal project

Set money aside for a trip, home renovations or another expense.

For an emergency fund

Grow your savings while still having access to your money – just in case.

For a rainy day

Keep your money handy until you need it or want to invest it.

A high-interest savings account can be held in a TFSA or in a non-registered plan. If you have TFSA contribution room, this option could allow you to grow your savings tax-free.

Registered plan

TFSA

Non-registered plan

Start saving now

Do you have another product with us? Open a high-interest savings account in the Client Centre and manage it entirely online. Log in or create your account today.

Log in

Create an account

Open a savings account

Under your products held, select high-interest savings account and follow the instructions.

Make a deposit

Transfer funds to your new account. Reach your savings goals without even thinking about it by setting up automatic deposits.

Public service employees and retirees
An offer just for you

Take advantage of several benefits on your insurance and personalized guidance to help meet your life and health insurance needs, as well as your savings and investment goals.

See our offer
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Legal notes

  1. All interest rates indicated are annual rates, calculated daily and paid monthly. The bonus interest rate as of October 13, 2026, combines the base interest rate of 0.85% and the promotional rate of 4.15%. The current base rate may change at any time without notice. The promotional interest rate automatically applies to all new net deposits from an external account up to a maximum of $100,000 made to a Beneva High-Interest Savings Account, registered or non-registered. The bonus interest rate of 4.15% applies to deposits made to a Beneva non-registered High-Interest Savings Account and to a Beneva TFSA from October 13, 2026, to January 18, 2027.

    Additional terms and limitations apply. See the Promotion details and the Terms of use.
     
  2. This account is available to individuals residing in the province of Quebec only.