FAQ - Recreational Vehicle Insurance

• If the reimbursement is paid to you, the deductible will first be taken from this payment.
• If not, you have to pay the deductible to the repair shop you choose.

Experience has shown that in the years following a loss, the likelihood of incurring another loss is greater. The more trailer/motorhome claims you have on file, the more likely you are to make another claim and the more likely your premium will increase.

• Notify the police immediately and write down the police report number.
• If you're outside your area at the time of the theft, keep all invoices and receipts for additional travel and accommodation expenses.
• Contact us promptly to report the loss.
• Gather all proof of ownership of your stolen property: sales receipts, instruction manuals, warranties, photos, etc

• Have repair work done to make the premises safer, like repairing or barricading doors and windows
• Keep damaged parts and repair invoices. These fees could be reimbursable.
• Contact us promptly to report the loss.
• Gather all proof of ownership of your stolen property: sales receipts, instruction manuals, warranties, photos, etc
• Provide us with a list of your damaged or stolen property by filling out a damage statement online in your Client Centre.

If the reimbursement is paid to you, the deductible will first be taken from this payment.

If not, you have to pay the deductible to the repair shop you choose.

Changes in insurance premiums at renewal are affected by several factors, such as where you live, vehicle usage, vehicle type, and your driving record. Your record includes an accident history, which includes losses other than collisions. It is the number of claims in the last five years (and not the amount paid in claims) that has an impact on the premium.

If the reimbursement is paid to you, the deductible will first be taken from this payment.

If not, you have to pay the deductible to the repair shop you choose.

Changes in insurance premiums at renewal are affected by several factors, such as where you live, vehicle usage, vehicle type, and your driving record. Your record includes an accident history, which includes losses other than collisions. It is the number of claims in the last five years (and not the amount paid in claims) that has an impact on the premium.

• If the reimbursement is paid to you, the deductible will first be taken from this payment.
• If not, you have to pay the deductible to the repair shop you choose.

Experience has shown that in the years following a loss, the likelihood of incurring another loss is greater. The more boat or watercraft claims you have on file, the more likely you are to make another claim and the more likely your premium will increase.

• If your boat is equipped with a tracking system, contact your service provider.
• Notify the police immediately and write down the police report number.
• If you're outside your area at the time of theft, keep your invoices and receipts for additional travel and accommodation expenses.
• Contact us promptly to report the loss
• Gather all proof of ownership of your stolen property: sales receipts, instruction manuals, warranties, photos, etc.

• Have repair work done to make the premises safe.
• Keep damaged parts and repair invoices. These fees could be reimbursable.
• Contact us promptly to report the loss.
• Gather all proof of ownership of your stolen property: sales receipts, instruction manuals, warranties, photos, etc.
• Provide us with a list of your damaged or stolen property by filling out a damage statement online in your Client Centre.

• Coverage for civil liability
  Your boat insurance must at least include civil liability coverage. This protects you if you cause damage to third parties.
• Health expenses and accidental death insurance
  Beneva boat insurance includes free health expenses insurance for $5,000 and accidental death insurance for $15,000.
• Equipment, personal property, etc.
  This additional coverage is included for free with Beneva boat insurance. It protects your electronic equipment, personal property and your guests' personal property.

• The $0 deductible option
  No deductible to pay in the event of a claim
• Agreed Amount coverage up to 15 years
  Get compensated for the agreed amount of your boat in the event of a total loss
• Coverage for uninsured third parties
  Up to $500,000 in coverage if you sustain injuries caused by an uninsured watercraft
• All perils coverage for damage caused to your watercraft
  Protect your boat from any damage it could sustain