CHJQ members

Your expertise deserves coverage that measures up 

• CHJQ
• CHJQ members in good standing who enrolled in the professional liability insurance program
• CHJQ members in good standing who enrolled in the professional liability insurance program, for losses resulting from professional services rendered while they were members in good standing and enrolled in the CHJQ professional liability insurance program
• Former CHJQ members in good standing, for losses resulting from professional services rendered while they were members in good standing and enrolled in the CHJQ professional liability insurance program
• Present or former students or interns who are or were recognized by the CHJQ
• Clerical staff of a member in good standing, who is insured for the professional activities carried out, in the performance of their duties
• Any of the above-mentioned persons' legal heirs or assigns
• Any person to whom the order has issued special emergency authorization
• A legal entity or limited liability partnership, for claims arising from the professional activities of any of the above

We insure:

Your professional liability:

Specifically, the payment of compensatory damages that you may be required to pay to third parties as a result of a claim received by you and filed with Beneva during the insurance period and arising from fault, negligence, or a lack of care or skill in the performance of your insured professional activities.

We also assume your expenses for defence in litigation involving professional liability.

Insurance limits: Up to $1M per loss and $2M for all losses per insurance period.

Your criminal defence fees:

Specifically, your defence costs for any action taken against you before a criminal court with respect to professional activities you performed, unless you plead or are found guilty by judgment of the highest court of final resort.

Criminal defence fees: Up to $50,000 per insured.

Your illegal practice defence fees:

Specifically, your defence costs for any action taken against you for illegal practice of another profession, unless you plead or are found guilty by judgment of the highest court of final resort.

Illegal practice defence fees: Up to $25,000 per insured.

What activities are insured?

Professional activities in your field of practice which may lead to legal action taken against you in Canada. This includes teaching, supervision, opinions and consultations.

In the event of a claim, dial 1 866 906-2120.

It is important to:

• Bring to the attention of your insurer any fact or circumstance that may give rise to a claim, as soon as you become aware of such matters.
• Refrain from assuming any liability, incurring any expense or entering into any negotiation on your own initiative.
• Forward any notice of claim, as well as any judicial procedure that may be served on you.
• Provide your insurer with support and cooperation during any enquiry and any legal proceedings that may eventually take place.