Life and health insurance

Helping you is what we do best

Supporting your business with personalized service... that’s Beneva!

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A partner with a lot to offer

All the products, all the expertise and all the support to drive your growth.

The convenience of a one-stop shop

We offer several products and options that can be perfectly adjusted to your client’s circumstances and stage of life.

A built-in assistance benefit

Offered in partnership with AXA Assistance, this benefit gives the whole family access to expert advice and referrals tailored to their needs through a full range of reliable assistance services.

Coverage that builds wealth

Our universal life insurance is an all-inclusive solution that adapts to changing needs. Your clients can also invest part of their premiums and enjoy tax-sheltered returns.

A team of experts at your service

Understanding your reality is our priority. Get the tailored services you need to grow your business. Success is built on strong partnerships.

Our offer just got better

Since every client’s needs are different, you need products that adapt to them. This is why we’re always improving our offering.

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Permanent life insurance

New product names

To better accompany your clients, we gave our products simple, clear names:

  • Whole Life is now Whole Life Superior Value, in 20 and 100 year paid-up options.
  • The Child Rider is now the children's life insurance rider.
  • The Children's Endorsement Benefit is now the children's critical illness insurance rider.

Enhanced cash values

  • Whole Life Superior Value 20: improved guaranteed cash value for increased financial flexibility.
  • Benefits: guaranteed cash value starting on the 5th policy anniversary (paid-up 20 and 100 options).
  • Key threshold (Whole Life Superior Value 20): guaranteed cash value reaches 50% of the insured amount at age 65 (after a maximum of 20 years for issue ages 46 and over).

New and improved premium

  • Premiums on most policies were decreased to be more competitive and boost sales.
  • Whole Life Superior Value is better adjusted to the Canadian market, more affordable and offers the same strong cash value.

See permanent life insurance products

Disability rider

Add a total disability rider to permanent life insurance or carry it over during a conversion.

Also offered on in-force contracts, with a premium based on age reached, without evidence of insurability.

 

Term Plus

Competitive premiums

The rates are among the lowest on the market for all ages and type of coverage (level or decreasing).

Enhanced exchange program

The exchange privilege for Term Plus now allows for a term to be extended in the first 7 years. Partial conversion is also possible with term carryover without evidence of insurability.

Discover Term Plus

 

We make your life easier

Quick, easy solutions adapted to your clients that are designed to save you time.

Electronic applications

Submit your e-applications in just a few minutes and simplify your follow-ups with clients.

See the electronic application

Simplified issue

Speed up your client’s access to coverage with a simplified or guaranteed issue policy.

Go to the quick premiums calculator

High approval rate

Our flexible criteria increase the approval rate.

Medical requirements

Make it easier for your clients to get adapted coverage because evidence of insurability is not always required.

A fully stocked toolbox

For your client meetings, we offer reference material, marketing documents, blog articles and more.

New! The sales concept for Whole Life Superior Value 20 is a tool you can use to clearly explain our product to your clients.

Explore toolbox

Values with added value

Eco-friendly, responsible investing

Our private investments finance renewable energy, social infrastructure and cleantech companies to benefit future generations.

Read our CSR report

Philanthropy and social engagement

We are proud to give back to communities. Every year, we invest millions to support over 150 charitable organizations across the country.

Finding strength in diversity

We want to lead change through innovation and we’re doing it by working together, drawing on different expertise, talent and skills.

Advisor blog and podcast
Level up your expertise

Our Advisor blog and podcast provide expert insights on trending and classic topics for that extra edge that translates into better recommendations.

Tap into these valuable resources designed to give you a solid grasp of products on the market and help you find the best solutions for your clients.

Together, let’s do more for your clients.

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Or give us a call

1 877 707-7372