Your needs change, so should your coverage

Renew your insurance to match your situation

It’s time to renew your insurance! Update your home and car coverage, while taking advantage of our advice to make sure you’re well insured.

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Up-to-date coverage means peace of mind

See your renewal as an opportunity to update your insurance.

What has changed since your last renewal? For example, have you decided to rent your home or condo, or have you made modifications to your vehicle that have improved its performance or increased its value?

Log in to your Client Centre account to check your coverage, and call us to review it together. 

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1 855 747-7712

Up-to-date coverage means paying only for what you need
It can make a difference

In addition to reducing your deductible by $50 every claim-free year and bundling two or more insurance products, here are a few things you can do to save on your premium: 

  • Make sure your personal information is up to date.
  • Opt for a higher deductible, which will decrease your monthly premium payments.
  • Make sure your yearly mileage reflects your actual driving habits.
  • Install a non-return valve to prevent water damage.
  • Install a GPS tracking system on your vehicle.
  • Install a security system in your home.
  • Upgrade your appliances, especially old wood-burning stoves. 

Everything you need to know
What affects the price of insurance

Every year, insurance premiums vary. Understanding why will help you better anticipate them and make well-informed decisions.

More expensive car repairs

Modern cars are more complex. For example, repairing or calibrating drive-assist sensors requires time, precision and specialized training.

More expensive parts

Modern vehicles are equipped with very sophisticated parts that are expensive to replace or repair.

Rising cost of building materials

The cost of building materials drives up the cost of home renovations and repairs.

More frequent, serious water damage

Finished, fully furnished basements increase the cost of repairs.

Extreme weather events

Hail, icy rain, strong winds and heavy rain can cause a lot of damage and increase the cost of claims.

Labour shortage

The demand for specialized workers increases the cost of repairs.

Our partners, your privileges Pretty sweet, if you ask us

Discount on an annual Communauto membership

Get $45 off a new annual membership for Communauto.1 
Because sharing is caring.

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Exclusive HydroSolution2

Save big when you rent or buy a HydroSolution water heater. You also get a discount on the purchase of a water leak detection system or the installation of a home charging station.

Learn more about the discounts Open on new tab
Moto tecnic

Exclusive discount with Tecnic3

Save 10% on motorcycle refresher courses with Tecnic. All reasons are good reasons to stay safe on the road.

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Need a little help?
We love to help!

Call us at 1 855 747-7712

8:00 a.m. to 8 p.m., Monday to Friday
8:30 a.m. to 4:00 p.m., Saturdays and Sundays  

Double-check your coverage by logging into your Client Centre account.

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Property and casualty insurance is underwritten by Beneva Insurance Company and distributed by Beneva Inc., Damage Insurance Agency and its authorized partners. At all times, terms and conditions pertaining to coverage are governed solely by the insurance contract. Some conditions and exclusions apply.

1. Exclusive to Beneva home, auto or recreational vehicle insureds, who are not already Communauto subscribers.

2. This discount is applicable to the regular price and may not be combined with other discounts, such as combined purchases. This offer is valid until March 31, 2026, and is exclusive to Beneva clients with individual car, home or recreational vehicle insurance

3. Offer applies at participating schools that offer motorcycle refresher courses.