Beneva is a new player in the financial services industry, created by the union of two major Canadian insurers: La Capitale and SSQ Insurance.
Our brand may be young, but our expertise is 80 years in the making. We have the experience and fresh new look to support your ambitions nationwide.
$27.5 billion in consolidated assets
3.5M clients and members
5,500 employees from coast to coast
All the products, all the expertise and all the tools to support your growth.
Get in touchWe offer a complete line of investment products: investment accounts, segregated funds, GIAs, annuities and all the registered savings plans and accounts. With everything under the same roof, it’s easy to help your clients plan for every chapter of their story.
Our portfolios are managed by independent world-class fund managers while our in-house experts stay on top of market trends, monitor portfolios and ensure optimal performance.
Investing in your success also means investing in modern tools to make your life easier. Our Mobile Office is designed to simplify your job and cut down your paperwork time.
This signature product now features two guarantee options for more flexibility.
| 75/100 guarantee | |
|---|---|
Guaranteed death benefit | 100% of amounts invested up to age 75, plus 75% of amounts invested as of age 75 |
Death benefit reset | Excluded |
Maturity date | Age 100 |
Guaranteed maturity benefit | 75% of the amounts invested |
Maturity benefit resets | Excluded |
Additional guarantee fees | Excluded |
Accepted investment funds | All |
| 75/100 enhanced guarantee | |
|---|---|
Guaranteed death benefit | 100% of amounts invested up to age 80, plus 75% of amounts invested as of age 80 |
Death benefit reset | Automatic resets every year up to age 80 |
Maturity date | Age 100 |
Guaranteed maturity benefit | 75% of the amounts invested |
Maturity benefit resets | Excluded |
Additional guarantee fees | From 0.25% to 0.60% |
Accepted investment funds | All |
| 75/100 guarantee | 75/100 enhanced guarantee | |
|---|---|---|
Guaranteed death benefit | 100% of amounts invested up to age 75, plus 75% of amounts invested as of age 75 | 100% of amounts invested up to age 80, plus 75% of amounts invested as of age 80 |
Death benefit reset | Excluded | Automatic resets every year up to age 80 |
Maturity date | Age 100 | Age 100 |
Guaranteed maturity benefit | 75% of the amounts invested | 75% of the amounts invested |
Maturity benefit resets | Excluded | Excluded |
Additional guarantee fees | Excluded | From 0.25% to 0.60% |
Accepted investment funds | All | All |
Enjoy proven performance, better guarantees and lower fees.
With over 40 ready-made investment accounts, you can choose your unique gateway to the stock market, without the hassle of day-to-day management.
Our investment accounts feature some of the lowest Management Expense Ratios (MERs) in the country, meaning more of your clients’ investments stay in their accounts to grow.1
All our reference funds are hand-picked by industry-leading portfolio managers and rank among the top performers in Canada for all investor profiles.2
Our investment accounts include two capital guarantees: a maturity benefit equal to 75% of the invested amount and a death benefit of up to 100%.4
Help your clients build legacies. In case of death, assets will pass directly and quickly to their named beneficiaries in complete confidentiality.
Our Advisor blog and podcast provide expert insights on trending and classic topics for that extra edge that translates into better recommendations.
Tap into these valuable resources designed to give you a solid grasp of products on the market and help you find the best solutions for your clients.
