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Insurance
Beneva
is becoming Beneva
Welcome to our world! The one that protects yours. SSQ Insurance will join us later. We’ll keep you posted!
Make yourselves at home
Tenant Insurance
We’ve got your belongings and liability covered
Comprehensive insurance starting at $15/month
Or call us at
1 888 522-5260
Tenant insurance is worthwhile even if your apartment isn’t brimming with valuables. Why? Because it protects what's important to you, like your computer or new bike. And most importantly, it covers your civil liability.
When the unexpected happens
The right coverage for water damage
Water damage is the leading cause of home insurance claims in Quebec. Our water damage coverage options are some of the best on the market, just pick and choose what works for you!
Professional equipment coverage
Bring your office wherever you go
Enjoy free coverage to protect your professional equipment from vandalism, like your computer, tablet, camera, etc.
Sweet Deals
Save $520 on average
When you bundle your home, car or recreational vehicle insurance!1
Free coverage for your bikes
We protect your bikes for their total value, whether at home or abroad, no extra cost.
THANKS Program
Enjoy discounts and rewards from day one.
Special advantages
For families, young adults and civil servants.
Rest easy with coverage that protects your home and more
The basics
To lay solid foundations…
You can choose from two plans with different coverage levels. The Basic plan is ideal for people with a good tolerance for risk and who only want to insure the necessary, whereas the Enhanced plan provides more comprehensive coverage.
With the Basic plan, your belongings are protected against damage caused by such things as fire, theft, vandalism, wind and certain types of water damage (like a dishwasher leak). We also cover damage caused by smoke, fire or an explosion resulting from an earthquake.
The Enhanced plan provides comprehensive coverage for all damage to your belongings. This means you’d be covered if, in the heat of the moment, a video game controller went crashing through your TV screen!
Regardless of the level of coverage you choose, you’re insured if you unintentionally cause damage to third parties or their property. So you’d be covered if you accidentally burned both supper... and the kitchen!
Good to know: You’re covered wherever you go—not just for accidents in your apartment.
We all have belongings we’re more attached to. Whatever plan you choose, we’ll cover your guitar, new snowboard or game console for their total value, no limits.
You can also adjust your coverage amount for jewelry, artwork and other valuables.
Your options
... that you can build on with extra coverage.
Legal Access insurance
For just over $1/week, benefit from the advice of lawyers for all your legal questions, like drawing up a will or mediation sessions.
Claim Forgiveness coverage
Avoid premium increases resulting from one or even two home insurance claims. All is forgiven, whatever the type of loss you claim.
Above-ground water
Optional coverage
You’re covered for damage from water seepage through the roof, walls, doors or windows above the foundation. As well as seepage from overflowing gutters or downspouts.
Groundwater and sewer backup
Optional coverage
This option covers damage caused by groundwater seepage through the foundation and its openings, as well as sewer leaks, overflows and accidental backups.
Groundwater, sewers and overflow of body of water
Optional coverage
This option covers damage caused by flooding, groundwater seepage through foundation and its openings, as well as sewer leaks, overflows or accidental backups.